ChallengeA Melbourne insurance group (A$4.2 billion GWP, 5 operating brands across general insurance, life insurance, and health insurance, 2.8 million policyholders) had a corporate group website that was: 6 years old (built on a legacy CMS with outdated design patterns), underperforming on search (ranking on page 2-3 for key terms like "home insurance Australia," "business insurance Melbourne," and "health insurance comparison"), slow (Lighthouse performance score of 34/100 — 6.8 second LCP on mobile, significant CLS from layout-shifting advertisements and banners), inaccessible (failing WCAG 2.1 AA on 23 criteria — creating DDA compliance risk), and disconnected from business outcomes (the website generated 12% of new policy enquiries — the group believed this should be 25%+ based on competitor benchmarks). The website served multiple audiences: retail customers (seeking insurance information, quotes, and policy management), brokers and intermediaries (seeking product information, underwriting guidelines, and claim lodgement), investors (seeking financial performance, governance information, and ASX announcements), job seekers (seeking career opportunities and company culture information), and media (seeking press releases, executive profiles, and company information). The group's CMO set objectives: website to generate 25% of new policy enquiries, Lighthouse performance score 90+, full WCAG 2.2 AA compliance, and top-5 organic ranking for 20 priority keywords within 12 months of launch.
SolutionWe redesigned and rebuilt the group website over 16 weeks. Research and strategy (weeks 1-4): user research with 5 audience segments (8 participants per segment, 40 total): retail customers valued: clear product comparison (easily understanding differences between product tiers), quick access to quoting (frustration with current 5-click path to quote), and trust signals (financial strength ratings, claims payment statistics, customer testimonials). Brokers valued: product technical information (wordings, underwriting appetites, authority schedules), fast access to updates (new products, changed underwriting guidelines, rate adjustments), and digital lodgement (claims and mid-term adjustments submitted online rather than by email). Investors valued: financial reports (easy access to annual reports, half-year results, investor presentations), governance (board composition, committee charters, remuneration reports), and ASX announcements (real-time feed of market disclosures). SEO audit and keyword strategy: comprehensive technical SEO audit identified 340+ issues (broken links, duplicate content, missing meta tags, thin pages, crawl inefficiencies). Keyword research mapped 200+ target keywords across insurance products, locations, and information queries — with a content strategy to address each keyword cluster. Competitor analysis showed that top-ranking insurance websites had: extensive educational content (guides, calculators, comparisons), fast performance (sub-2-second LCP), and strong internal linking between product pages, educational content, and quote flows. Information architecture: the group website served as both a corporate hub and a gateway to the 5 operating brands. New architecture: corporate section (about, governance, investors, media, careers — serving corporate audiences), insurance products section (structured by category — home, car, business, health, life — with clear paths to the relevant brand and quote flow), knowledge centre (educational content hub — insurance guides, calculators, comparison tools, FAQ — designed for organic search visibility), broker portal gateway (resource centre for intermediaries — product information, underwriting guides, forms, training — with authenticated access for detailed content), and location pages (Melbourne, Sydney, Brisbane, Perth, Adelaide — city-specific insurance content for local search visibility). Design and component system (weeks 3-8): design language: the design system balanced corporate authority (the group is a significant ASX-listed company) with approachability (insurance is often confusing and intimidating for consumers). Clean typography (Inter for headings, system font stack for body — optimised for performance), generous white space, data visualisation for trust building (claims paid statistics, financial strength indicators, customer satisfaction scores), and photography featuring diverse Australian people and settings (not generic stock photography — Melbourne streetscapes, Australian homes, Australian workplaces). Component library: 64 components covering all page types across the corporate, product, knowledge centre, and broker portal sections. Each component fully responsive (mobile, tablet, desktop) and WCAG 2.2 AA compliant. Quote flow integration: the website's product pages integrated directly with each brand's online quoting system — the customer browsed product information on the group site, selected their product, and seamlessly transitioned to the relevant brand's quote flow. The transition was designed to be invisible — consistent visual design between the group site and the brand quote experience. Development (weeks 5-12): Next.js implementation with: static generation for all content pages (corporate, knowledge centre, location pages — pre-rendered at build time for maximum performance), server-side rendering for dynamic pages (ASX announcements, broker portal authenticated content), ISR (Incremental Static Regeneration) for product pages (revalidating every 4 hours to reflect pricing and availability changes), and API routes for form handling, quote flow integration, and analytics event tracking. Headless CMS: Contentful for content management — enabling the marketing team to create and update pages, articles, and product information without developer involvement. The CMS enforced the design system — content editors assembled pages from the component library rather than having free-form layout control (preventing design inconsistency). SEO implementation: technical SEO (canonical URLs, sitemap, robots.txt, structured data — Organisation, Product, FAQ, BreadcrumbList, and LocalBusiness schema), on-page SEO (optimised title tags, meta descriptions, heading structure, internal linking, and keyword-targeted content for all 200+ target keywords), content creation (32 educational articles, 8 insurance calculators, 5 comparison tools, and 12 city-specific location pages — all created during the development phase to launch with a strong content foundation), and Core Web Vitals optimisation (targeting LCP < 1.5s, CLS < 0.05, INP < 100ms). Testing and launch (weeks 12-16): accessibility audit by an independent Australian accessibility consultancy — testing with screen readers (VoiceOver and NVDA), keyboard navigation, and assistive technology. All WCAG 2.2 AA criteria met. Performance testing across Australian mobile networks — Lighthouse score of 96 on desktop, 91 on mobile. Cross-browser testing (Chrome, Safari, Firefox, Edge) across desktop and mobile. User acceptance testing with representatives from each audience segment. Staged launch: soft launch to 10% of traffic for 2 weeks (monitoring performance, analytics, and user behaviour) before full cutover.
OutcomeThe new website launched on schedule after the staged rollout. Performance: Lighthouse performance score: 96 desktop, 91 mobile (from 34/100 — target of 90 exceeded). LCP: 1.2 seconds on desktop, 1.8 seconds on mobile (from 6.8 seconds). CLS: 0.02 (from 0.34 — eliminating the layout shifts that frustrated users). INP: 68ms (well within the 200ms threshold). Page load improvement directly impacted user behaviour: bounce rate decreased from 62% to 38% (users were not leaving due to slow loading), and pages per session increased from 1.8 to 3.4 (users explored the site rather than abandoning). SEO and organic visibility: within 6 months: 14 of 20 priority keywords ranking in top 5 (from 0 in top 5 at launch). Organic traffic increased 156% (from 85,000 to 218,000 monthly sessions). The knowledge centre content strategy drove significant organic growth — educational articles and calculators attracted top-of-funnel users searching for insurance information, with internal linking guiding them to product pages and quote flows. Local search: Melbourne location page ranking in the top 3 for "insurance Melbourne" and related queries. Lead generation: website-generated policy enquiries increased from 12% to 28% of total enquiries within 6 months (exceeding the 25% target). The improvement was driven by: clear product comparison (users understood what they were buying and proceeded to quote with confidence), reduced friction (quote flow accessible in 2 clicks from any product page, compared to 5 clicks previously), trust signals (claims payment statistics, financial strength ratings, and customer testimonials displayed prominently), and educational content (users who read knowledge centre articles before quoting had a 34% higher conversion rate than direct visitors — the educational content built confidence and informed purchase decisions). Accessibility: full WCAG 2.2 AA compliance confirmed by independent audit. Zero DDA complaints received since launch. The website received recognition from the Australian Network on Disability as a positive example of accessible corporate web design. Broker portal: broker engagement with digital resources increased 68%. The most-used features: product wording downloads (accessible without email request), underwriting appetite guides (searchable, current), and digital claims lodgement (replacing email-based process). Financial impact: lead generation improvement: estimated A$8.4 million in additional annual premium from the 16-percentage-point increase in website-generated enquiries (based on average enquiry-to-policy conversion rate and average premium). Operational efficiency: A$1.2 million annually from reduced contact centre enquiries redirected to self-service (quote flows, knowledge centre, FAQ). Broker efficiency: A$400,000 annually from reduced broker support enquiries (answers available digitally). Total estimated annual impact: A$10 million. Website design and development cost: A$380,000. First-year ROI: 25x.