Billed (billed.app) is a mobile invoicing SaaS by ZTABS: automated invoicing, Stripe payments, multi-currency, recurring billing. $2M+ processed, 5,000+ businesses in 15+ countries. iOS + Android. Built with Flutter.
Billed (the SaaS product by ZTABS, available at billed.app) is an invoicing and billing automation platform — not the English past-tense verb.
Billed is smart invoicing and billing automation platform for businesses of all sizes. Billed makes it easy to create professional invoices, track payments, and manage expenses from any device.
SaaS / FinTech
Billed — Smart Invoicing & Billing Automation
Smart invoicing and billing automation platform for businesses of all sizes. Billed makes it easy to create professional invoices, track payments, and manage expenses from any device.
$2M+
Processed
5k+
Businesses
15+
Countries
The Problem Billed Solves
Small businesses and freelancers struggle with manual invoicing, chasing payments, and tracking expenses across spreadsheets. Billed automates the entire billing workflow -- from creating invoices to collecting payments -- saving hours of administrative work every month.
How Billed Works
Billed is a smart invoicing and billing automation platform built by ZTABS to simplify financial operations for freelancers, small businesses, and growing companies. Available on both iOS and Android, Billed lets users create professional invoices, track expenses, and manage payments from anywhere.
The platform supports multi-currency billing, automated payment reminders, recurring invoices, and real-time financial reporting. With Stripe integration for seamless payment processing, businesses can get paid faster while maintaining a professional client experience through branded invoices and a dedicated client portal.
Built with Flutter for a native cross-platform mobile experience and Firebase for real-time data sync, Billed delivers a smooth, responsive experience across all devices.
Billed Key Benefits
Get Paid Faster
Automated payment reminders and one-click online payments reduce average collection time significantly.
Cross-Platform Mobile App
Built with Flutter, Billed works natively on iOS and Android so you can invoice clients from anywhere.
Multi-Currency Support
Bill international clients in their local currency with automatic exchange rate calculations.
Financial Insights
Real-time dashboards show revenue, outstanding payments, and expense trends at a glance.
Billed Features
Automated Invoicing
Payment Processing
Expense Tracking
Financial Reports
Multi-Currency Support
Client Portal
Recurring Billing
Tax Calculations
Payment Reminders
Mobile App (iOS & Android)
Billed — Real-World Gotchas
Operational pitfalls we see in products shaped like this. Worth planning for up front.
Stripe payout delays surprise first-time users
Stripe holds 2-7 days on new accounts before the first payout clears; unsuspecting freelancers think invoices "paid" in-app mean cash in-bank. Warn users during onboarding.
Multi-currency FX is spot-rate, not hedged
Currency conversion uses exchange rates at invoice and payment time, so the booked amount and received amount can drift 0.5-3%. For high-volume clients, reconcile monthly.
Recurring invoices silently fail on expired cards
Stripe card-updater catches most re-issues, but lapsed cards, country bans, or 3DS challenges cause quiet subscription drops. Turn on Stripe dunning emails plus in-app failure alerts.
When Billed is not the right pick
We would rather help you rule this out now than waste a trial.
US mid-market AP/AR teams with multi-entity accounting
Bill.com and Ramp own that category with deep NetSuite/QuickBooks Online sync. Billed is mobile-first invoicing for SMBs and freelancers — not a replacement for a full AP automation stack.
Businesses that need advanced sales-tax engines
Multi-state US sales tax, EU VAT with OSS filings, and Indian GST thresholds need a tool like Avalara or TaxJar wired in. Billed handles simple tax lines, not jurisdictional compliance.
Teams that refuse cloud/mobile and want desktop-only
Billed is a Flutter mobile app plus web dashboard, syncing through Firebase. If policy requires local-only desktop software with no cloud, it is the wrong fit by design.
Related Services
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Learn moreBilled vs. alternatives
Honest side-by-side on who each alternative actually fits, with real pricing and the biggest trade-off.
| Alternative | Best For | Pricing | Biggest Gotcha |
|---|---|---|---|
| FreshBooks | Service freelancers and consultants who want time tracking plus invoicing in a mature desktop-first UI | Lite $19/mo (5 clients), Plus $33/mo (50 clients), Premium $60/mo | Client limits at the lower tiers bite fast — adding the 6th client forces the jump to Plus. Mobile app lags behind a Flutter-first tool for on-the-go invoicing. |
| Wave | Solo freelancers invoicing under ~30 clients with no currency or tax complexity | Free for invoicing; 2.9% + 60¢ per card payment (higher than Stripe standard) | No multi-currency, limited recurring billing, and payment-processing fee is ~30¢ higher per transaction — adds up past 50 invoices/mo. |
| QuickBooks Self-Employed | US freelancers who want mileage + Schedule C tax prep bundled with invoicing | $20/mo Self-Employed; $30/mo with TurboTax bundle | US-centric — non-US tax forms are absent, and multi-currency billing requires jumping to QuickBooks Online ($35+/mo). |
| DIY with Stripe Invoicing + Google Sheets | Technical founders invoicing under 10 clients who are happy with spreadsheet reconciliation | Stripe 2.9% + 30¢ per card; Sheets free; ~6 eng hours to wire webhooks | No mobile app, no branded client portal, no automated dunning, no expense tracking — you rebuild every feature as you scale. |
When Billed pays for itself
Below ~10 invoices per month, free tools like Wave or a $20 Stripe + spreadsheet setup already cover the workflow — Billed is over-scoped. Between 20 and 100 invoices/month, automated reminders typically cut days-to-payment by 7–14 days: on $20k/mo in AR that is $400–$800/mo in freed working capital, which pays for any Billed paid tier several times over. Freelancers with international clients cross the line even faster — once multi-currency FX swings exceed ~$40/mo (roughly $4k/mo in cross-border billing at 1% spread), a mobile-first tool with built-in FX handling saves reconciliation time worth 1–2 hours/month ($90–$180 at a $90/hr rate). Above ~5,000 invoices annually, Billed displaces the FreshBooks Premium tier ($60/mo) plus the Stripe-only workflow and nets roughly $400–$600/yr in subscription savings alone.
Billed — Frequently Asked Questions
Is Billed the same as billed.com or bill.com?
No. Billed (this product) lives at billed.app and is built by ZTABS — a mobile-first invoicing app for small businesses and freelancers. Bill.com is a separate US AP/AR automation platform for mid-market accounting. Billed.com is a different, unrelated site. They are three distinct products.
Is Billed free?
Billed offers a free tier for freelancers issuing a small number of invoices per month, plus paid plans for businesses needing unlimited invoices, recurring billing, and multi-currency. Current pricing is at billed.app.
Is there a Billed mobile app for iOS and Android?
Yes. Billed is built with Flutter for native performance on both iOS and Android. You can create invoices, track expenses, and get paid from anywhere. The apps sync with the Billed web dashboard in real time via Firebase.
Does Billed integrate with Stripe and PayPal?
Yes. Billed uses Stripe for payment processing (2.9% + 30¢ standard card rate) so your clients can pay invoices with one click. Additional payment methods and regional integrations are being added.
Does Billed support multi-currency?
Yes. Billed supports invoicing in 15+ currencies with automatic exchange rate calculations — useful for freelancers with international clients who want to bill in the client's local currency.
What is Billed?
Smart invoicing and billing automation platform for businesses of all sizes. Billed makes it easy to create professional invoices, track payments, and manage expenses from any device.
What problem does Billed solve?
Small businesses and freelancers struggle with manual invoicing, chasing payments, and tracking expenses across spreadsheets. Billed automates the entire billing workflow -- from creating invoices to collecting payments -- saving hours of administrative work every month.
What technologies power Billed?
Billed is built with Flutter, Dart, Firebase, Stripe.
Who built Billed?
Billed was built and is operated by ZTABS, a custom software development company. Learn more at https://ztabs.co/products/billed.
Can ZTABS build something similar for my business?
Yes — we bring the same engineering and product thinking to every client project. Contact us at ztabs.co/contact for a free consultation.
Want Us to Build Something Like Billed?
We bring the same engineering excellence and product thinking that went into Billed to every client project. Let's discuss your idea.